Q1. Has the workflow been stable for 6+ months without major changes?
Yes → Build risk lower. Engineering hours pay back faster.
No → Defer. Volatile workflows burn rebuild budget.
Q2. Does the team actively work around the SaaS limitations every week?
Yes → High. The workaround tax compounds and is the real cost.
No → The SaaS fits the workflow. Buy.
Q3. Is the recurring cost above $300/month per team using it?
Yes → Build break-even typically inside 12-18 months.
No → Build won't pay back fast enough. Leave it.
Q4. Could a senior engineer rebuild the actually-used 80% of the tool in <60 hours?
Yes → Yes. Scope is real. Move to cost math.
No → Scope is hidden. Either you're using more of the tool than you think, or there's real moat under the UI.
Q5. Would losing the SaaS today put a compliance, payroll, or accounting deadline at risk?
Yes → Critical compliance role. Keep buying. Replacing is the wrong fight.
No → No compliance gate. Free to rebuild.
NodeSparks (2026). "The 5-Question Build-vs-Buy Rubric." https://www.nodesparks.com/frameworks/build-vs-buy-rubric. CC BY 4.0.
Published 2026-06-02. Last updated 2026-06-02.