build vs buy rubric

The 5-Question Build-vs-Buy Rubric

Five yes/no questions. Five minutes. If you answer "build" to three or more, run the cost math. If "buy" to three or more, leave the SaaS alone.

The five questions

  1. Q1. Has the workflow been stable for 6+ months without major changes?

    Yes → Build risk lower. Engineering hours pay back faster.

    No → Defer. Volatile workflows burn rebuild budget.

  2. Q2. Does the team actively work around the SaaS limitations every week?

    Yes → High. The workaround tax compounds and is the real cost.

    No → The SaaS fits the workflow. Buy.

  3. Q3. Is the recurring cost above $300/month per team using it?

    Yes → Build break-even typically inside 12-18 months.

    No → Build won't pay back fast enough. Leave it.

  4. Q4. Could a senior engineer rebuild the actually-used 80% of the tool in <60 hours?

    Yes → Yes. Scope is real. Move to cost math.

    No → Scope is hidden. Either you're using more of the tool than you think, or there's real moat under the UI.

  5. Q5. Would losing the SaaS today put a compliance, payroll, or accounting deadline at risk?

    Yes → Critical compliance role. Keep buying. Replacing is the wrong fight.

    No → No compliance gate. Free to rebuild.

Scoring

  • 4-5 "build" answers: Strong replace candidate. Take it to the 6-row matrix for the full call.
  • 3 "build" answers: Possible candidate. Pull pricing data and re-run the math after one more quarter of stability.
  • 0-2 "build" answers: Stay on the SaaS. Rebuild fight isn't worth it.

How to cite

NodeSparks (2026). "The 5-Question Build-vs-Buy Rubric." https://www.nodesparks.com/frameworks/build-vs-buy-rubric. CC BY 4.0.

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Published 2026-06-02. Last updated 2026-06-02.

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